This document states the terms and conditions as well as rules and regulations (“Terms and Conditions”) for the use of and access to www.myforexreviews.com (“Website”). This Terms and Conditions constitutes a legally binding agreement (“Agreement”) between each user of the Website (“User” or “Users”) and the owner of My Forex Reviews (“Website Owner”) and states the legal obligations and rights of each User in relation to the Website Owner and the Website.
ACCEPTANCE OF OUR TERMS AND CONDITIONS
By using and continuing to use the Website, each User expressly agrees to accept our Terms and Conditions without any exclusion and to be legally bound. the Website Owner reserves the right to amend and alter the Terms and Conditions at its discretion and such changes shall be effective immediately they are posted on the Website. Your use of the Website is conditional on your acceptance of all our Terms and Conditions without exception. If you do not agree to all our Terms and Conditions, please do not use the Website.
Unless the context requires otherwise, the following terms and expressions will have the indicated meanings in this Terms and Conditions and throughout the Website:
Anti-Money Laundering obligations of the Website Owner and the Website, including all relevant laws, statutory provisions, regulations, and policies.
Any financial broker that is referenced on the Website. These are usually off-exchange brokers that are subject to varying degrees of regulation.
Without exception, all images, text, information, data, audio, videos, graphics, articles, blogs, educational materials, computer code, software, algorithms, business models and any other material provided or posted by the Website Owner on or through the Website, including the Products and Services.
Cookies are tiny files which contain slivers of data and information, which may or may not include, an anonymous unique identifier in relation to whom the cookie is directed. It is a tiny file that a website transfers and stores on your device with the purpose of tracking your movements within the Website, remembering your preferences and your interaction with the various components and features of the Website.
Intellectual Property of the Website Owner on the Website and shall include the entire current and future Content, including all copyrights of the Website Owner, current and future. The entirety of the Intellectual Property is the sole and exclusive property of the Website Owner. The User does not in any way acquire any interest, express or implied, in the Intellectual Property through use of the Website.
“Products and Services”
Products and Services made available for subscription, sale or right to use on the Website by the Website Owner, including but not limited to all the Content.
“Terms and Conditions”
“User” or “Users” or “You”
Any persons and/or entities that use the Website and the Content for any purpose.
www.myforexreviews.com, which is owned, developed and operated by the Website Owner and includes all the Content and the domain name.
1.1 Trading of financial and leveraged products such as Forex, Binary Options, Cryptocurrencies, commodities, indices, shares and CFDs involves a high degree of risk and may not be suitable for everyone. This applies particularly in respect of off-exchange trading where issues such as low levels of regulation and broker creditworthiness also need to be considered. Before trading any kind of off-exchange leveraged financial instruments, it is essential that User’s conduct their own due diligence and fully understand the nature of these instruments and the high degree of inherent risks that they carry. Irrespective of their level of understanding, Users should only trade with funds the loss of which will not cause them distress, financial stress or impair their lifestyles. Users should also ensure that their potential liability from failure to meet margin calls does not extend beyond the funds that they wish to commit to their trading activities.
1.2 User of this Website and the Content is entirely at therisk of the User, and he/she should exercise such caution as is necessary to protect their interests and their financial assets. It is the sole and exclusive responsibility of the User to evaluate the merits and risks associated with the use of the Website and any Content before making any decisions based on the Content. The Content is provided exclusively for information purposes only and no warranty is given by the Website Owner as to the accuracy of the Content or the relevance of the Content to the purposes of the User. In consideration for using the Website and the Content, the User agrees not to hold the Website Owner and/or its associated parties liable for any possible claim for damages or costs arising from any decision the User makes based on their use of the Website or the Content.
1.3 The Website Owner is not a financial adviser, registered or otherwise, nor does he/she seek or intend, directly or indirectly, to represent in any way that he/she is a financial adviser of any kind. The Website is an education and information channel and the Website Owner does not and nor does it intend to give financial advice of any kind to any party, directly or indirectly, or expressly or impliedly. The Content is intended exclusively for information, illustrative and educational purposes only and Users are authorised to use the Website and Content solely and exclusively for such purposes. All other uses of the Website by Users are expressly prohibited without exception. Use of the Website and/or the Content by the User shall not in any way make the Website Owner, or any of its associated parties, a financial adviser or fiduciary of the User.
1.4 The information disclosed, statements made and opinions expressed on the Website are based on the self-research, information provided by the various parties referenced on the Website or sourced from third party sources. The content is provided on a ‘reasonable efforts’ and ‘as is’ The Website Owner makes reasonable efforts to ensure the accuracy and completeness of the Content but the Website Owner makes no warranty or representation as to the accuracy and completeness of content. Before committing your funds to any Broker or trading in any financial instruments, Users are expressly and strongly advised to consult with a financial adviser who is licensed/regulated by a reputable regulatory authority. The Website Owner reserves the right to change any information, statement or opinion disclosed, stated or expressed at any time without notice to Users.
1.5 The Website and the Website Owner are based in the United Kingdom and are subject to the laws of Scotland and the United Kingdom (as applicable). The Website Owner make no representation, warranty or undertaking that the Content in any way conforms to the laws and regulations of any jurisdiction other than Scotland. It is the exclusive responsibility of Users to satisfy themselves that the Website and the Content conforms with the laws and regulations of their particular jurisdiction. If the Website and/or the Content does not conform to the laws and regulations of the User’s jurisdiction the User is prohibited from using the Website and/or the Content.
1.5 The Content does not in any way constitute a solicitation, recommendation, endorsement, inducement or offer by the Website Owner or any of its directors, shareholders, officers or employees (as applicable) (“Associates”) of Affiliates to buy or sell any securities or other financial instruments in any jurisdiction.
1.7 To the fullest extent permitted by law, the Website Owner excludes all warranties, undertakings and representations in relation to the Content, the Products and Services and any products and services provided by Brokers referenced on the Website for all purposes and the Website Owner excludes all liability, however arising for any loss or damage suffered by the User as a result of relying on the Content, the Products and Services and any products and services provided by the Brokers for any purposes or for any purpose for which the Content and the Product and Services were not intended.
2. Financial Risk and Online Trading
2.1 The Content, Website and Products and Services provided by the Website Owner relate to Online Trading of the Financial Instruments. The Website Owner is not a broker and does not itself offer any online trading facilities or products and services. The Website Owner only reviews the product and services offered by licensed financial brokers located in multiple jurisdictions.
2.2 Users should note that trading in any form is accompanied by substantial risk, and they could potentially lose all their funds. Users should only put at risk funds that would not adversely affect their financial position or life circumstances if lost. Users should only trade with funds they can comfortably put at risk, and they should only trade if they have sufficient risk resources to fund their trading style. Users should also note that trading with high gearing can magnify risk if not used judiciously.
2.3 Testimonials appearing on the Website may not be representative of the experiences of other Users and are not a guarantee of performance or success of Brokers covered by MY FOREX REVIEWS.
2.4 The User accepts and agrees that he/she/it will use the Content and the Website entirely at his/her/its own risk in the full knowledge that such reliance and use may result in financial loss to the User. The User further acknowledges, accepts and agrees that in the event of any losses, the User shall have no claims against the Website Owner or any of its Associates.
3. Affiliate Disclosure
Except for any merchandise and Products and Services that may be purchased by Users, the Website is operated on a ‘free to use’ basis. However, the Website Owner may receive compensation for affiliate links to the brokers reviewed/featured on the Website. This compensation may be in the form of money or services and may or may not require any action on the part of the User other than visiting third party websites. If Users elect to establish accounts with any linked Brokers, the Website Owner may receive compensation from the benefiting Brokers in the form of a commission based on the User’s initial deposit and/or trading activity. Any such compensation received shall be exclusively for the account of the Website Owner and the User expressly agrees to such arrangement between the Broker and the Website Owner.
4. Acceptance of The Terms and Conditions By Users
4.1 All visitors to the Website should read this Terms and Conditions before using the Website. If the User does not agree with the Terms and Conditions, he/she should refrain from using the Website. Continued usage of the Website for any purpose shall be deemed to be an express acceptance of this Terms and Conditions for all purposes by the User without any reservations.
5. Intellectual Property
5.1 The Content constitutes the Intellectual Property of the Website Owner, who reserves all rights to it without exception. The Website Owner gives no authorization to any party to exploit the Content or the Website commercially or otherwise, in whole or any part thereof. Any unauthorised use of the Website Owner’s Intellectual Property is prohibited may be an infringement of applicable laws. For avoidance of doubt, it is expressly stated that no party is authorised to copy any part of the Website, in whole or in part, for any purpose, whether for profit or not, and no party is authorised to publish the Content on any website or in any other forum, social media or other channel.
5.2 Any posting by the User on the Website shall become the exclusive property of the Website Owner. However, the User will be responsible for the content of the posting for all purposes, including breach of copyright, theft of Intellectual Property, libel, slander, racial discrimination, sexual discrimination. The Website Owner may remove any content posted by Users from the Website at his/her sole discretion without reference to the User.
5.3 No User is authorised to download, use, manipulate, trade or deal in any images, videos and other materials posted and displayed on the Website. Users may share posted materials via social media exclusively in the manner provided for sharing on the Website and but no other means.
5.4 Owners/creators of any material found to be used on the Website without their authority or consent should make a written submission to the Website Owner of the possible breach of their intellectual property rights. The Website Owner will investigate the matter and if the claim is substantiated, it will remove the offending material from the Website without delay. All such notifications should be sent to firstname.lastname@example.org.
6. No Registration Required
6.1 There is no requirement for any User to register on the Website to use it. As such, the Website Owner does not collect any personal information on Users. However, where Users use a link to third party websites, they may be required to register on such websites before they are able to use the third-party website or have unrestricted access. Any such registration by Users on linked third party Website shall be entirely at their own risk and the Website owner accepts no liability for any loss or damages that the User may incur arising from registration on such third party websites. The User represents, undertakes, and warrants to the Website Owner that they are not barred from accessing the Website or receiving the Content and Products and Services in the User’s jurisdiction.
6.2 Users may voluntarily register their email on the Website in order to receive information on:
(a) review of new Brokers from Brokers and other parties;
(b) special offers and promotions; and
(c) marketing material.
7. Prohibited Usage
All Users shall not create any content on the Website which:
(a) causes harm, interferes with or disrupts access to the Website (or the servers and networks), including distribution of files containing viruses, corrupted files and the like;
(b) is racist, bigoted, sexually discriminating, sexual in nature, harassing, obscene, profane, offensive or which may incite hatred of any kind or is illegal or which may promote illegal acts to be committed or which the User knows or believes are untrue, inaccurate, false, malicious, libellous or slanderous;
(c) is in any way linked or aligned to or with any terrorist group or groups or in any way incites or promotes acts of terrorism and/or violence or contain instructions which may result in acts of violence and terrorism;
(d) creates unlawfully threatening or unlawfully harassing content, including indecently representing a person of any gender and/or age;
(e) probes, scans or tests the vulnerability of the Website or any connected networks, or breach security or authentication measures. Users may not reverse look-up, trace or seek to trace any information to its source, or exploit the Content;
(f) which may create liability for the Website Owner or cause it to lose the services of its internet service provider, vendors or other parties necessary for the operation and functioning of the Website;
(g) could lead to the exploitation of any person for economic or other purposes;
(h) relates to other websites not connected or related to the Website, a Ponzi scheme, pyramid or other investment scheme, chain letters, unsolicited mailings and other similar activities, including money laundering in any form;
(i) infringes or violates the rights of any third party, directly or indirectly, including rights to intellectual property and rights to privacy;
(j) to solicit the performance of any illegal activity which is not already covered in the other provisions of this Terms and Conditions: and
(k) No text or data mining, web scraping and other similar techniques for any purpose whatsoever or the use of any software, hardware or other means which result in such activities.
(l) the User shall not distribute, modify, recreate, reverse engineer, create derivative works from, transfer, or sell any Content, for commercial or non-commercial purposes, and whether in modified form or not.
(m) The User will only make use of the interface provided by the Website Owner to access various parts of the Website. Any manual or automated process to access, acquire, copy or monitor any portion of the Website or its Content, or reproduce or circumvent the navigational structure or presentation of the Website is expressly prohibited.
(n) Users shall not engage in advertising to, or solicitation of, other Users to buy or sell any products or services not made available by the Website Owner.
8. Refund Policy
Users are not able to make any purchasers on the Website at this time and as such there is not Refund Policy. The Website Owner shall not be responsible for any purchases made by the Use on any linked third-party websites. The User should review the refund policies of such third-party websites before making any purchases.
9. Use of the Website
Use of the Website is strictly restricted to people who have reached the age of 18 and up, and who can enter into a legal agreement in their jurisdiction. The User expressly warrants and undertakes that he/she/it has the capacity and authority to enter into this Terms and Conditions Agreement with the Website Owner. The User shall only have access to the Website for as long as this Terms and Conditions and its related documents complied with in full.
10. License to Use the Website
10.1 Subject to the provisions of this Terms and Conditions, the Website Owner grants to the User a limited non-transferable license to use the Website for personal and non-commercial purposes on a non-exclusive, non-transferable, non-shareable and limited basis. The User shall not have any other entitlement to use the Website. The Website Owner does not in any way grant any kind of fair use or creative commons license to anyone in respect of the Content.
10.2 The User shall not use the Website for any commercial use, sexual or racial harassment, bullying, immoral use, illegal use (in any jurisdiction), conspiracy to commit crimes and/or acts of terrorism, gambling or any other use which the Website Owner shall in its discretion deem nefarious, obnoxious or objectionable or which could render the Website Owner in danger of criminal and or civil liability in any jurisdiction and/or which could in any way damage the reputation of the Website Owner or the Website’s commercial and economic viability.
10.3 The Website Owner offers no assurance or guarantee that the User will be able to access the Website on a continuous on demand basis nor does it make any representation as to the suitability of the Website or the Contents to the User.
10.4 The Website Owner retains the right to make any changes to the Website it sees fit with no obligation to give the User prior notice of such changes. The Website Owner shall also be at liberty to change the business model of the Website, in whole or in part, at any time notwithstanding any other term or the Licence or this Terms and Conditions.
10.5 The term of the License commences when the User starts to use the Website on each visit and shall continue until that the User exits the Website or the Website Owner otherwise terminates the License at its discretion.
10.6 In respect of any material or information posted on the Website, the User undertakes and warrants to the Website Owner that:
(a) no royalties shall be payable, or licenses, approvals and consents required;
(b) it will not contain any thing prohibited by this Terms and Conditions or contain any libellous, slanderous or other tortuous content;
(c) it will not infringe any third-party rights, intellectual property or right to privacy; and
(d) will conform and comply with all the laws of Scotland and their own jurisdictions.
11. Disclaimer, Warranties and Liabilities
11.1 The principle of ‘caveat emptor’ shall apply for all purposes to the Website and the Content, current and future. To the maximum extent allowed by law without exception, the Website Owner excludes, disclaims and limits all liability in all jurisdictions however arising for any loss of whatever nature and by whatever cause to the User, directly or indirectly, from usage of the Website and the Content. The User expressly agrees to the exclusion of liability by the Website Owner as stated in this Clause and further agrees that he/she/it shall use the Website, the Content, the Products and Services entirely at his/her/its own risk.
11.2 The Content is made available to the User on an “as is” basis. The Website Owner gives no warranties or undertakings, express or implied, including no implied warranties for fitness for purpose, merchantability of Products and Services or to title. The User uses the Website, the Content and the Products and Services entirely at his/her/its own risk.
11.3 Without limiting this Clause or any other relevant provisions in this Terms and Conditions, the Website Owner expressly excludes and disclaims all warranties, undertakings, representations or liability, express or implied, that:
(a) the User’s purpose(s) of visiting and using the Website, the Content, the Products and Services will be met, in full or in part;
(b) the Content will be uninterrupted, secure, reliable or error-free or to any schedule;
(c) maintenance and/or updates for any purpose will be provided;
(d) the Website, the Content, the Products and Services is/are legal for use in any jurisdiction;
(e) relate to any third-party websites, whether linked, advertised or promoted. The User makes use of any third-party website entirely at his/her/its own risk;
(f) relates to products or services advertised by any third party on the Website; and
(g) no viruses, worms, bugs, malware, extortion ware, trojan horses, trackers and others of the like that will be present on the Website or be transmitted and/or downloaded to the User’s device(s) from and/or through the Website and/or MY FOREX REVIEWS’s servers. The User is urged to take appropriate safeguards before downloading any information from the Website.
11.4 No Content shall in any way be interpreted as the giving of advice and/or a call to action. All Content is for information purposes only and Users must exercise their own caution, discretion and judgement as to how they wish to use such Content.
11.5 Under no circumstances shall the Website Owner and/or the Website in any way be responsible for any losses that may be incurred by the User as a result of a malfunction or failure of the computer hardware, software and internet connections of the User and/or the Brokers (including any third parties assisting the Brokers in providing the Products and Services).
12. Indemnification And Limitation Of Liability
12.1 The User unconditionally and irrevocably agrees to indemnify and hold harmless the Website and the Website Owner from and against actions brought by third parties and any arising losses, liabilities, costs and other expenses, including attorney fees, where such action arises from:
(a) the activities of the User;
(b) violation by the User of this Terms and Conditions or the License;
(c) content posted by the User; and/or
(d) any content or material transmitted by the User through the Website in violation of any laws and/or regulation or infringes the rights of any third party or their right to privacy.
12.2 The User unconditionally and irrevocably agrees to indemnify the Website Owner against any losses incurred by it as a result of any forbidden and/or unethical activities and conduct on the Website in contravention of the Terms and Conditions. The User agrees that this indemnity shall extend to all legal and administrative costs and expenses incurred by the Website Owner in respect of any legal or investigatory action to be taken against the User.
12.3 The User unconditionally and irrevocably agrees to indemnify the Website Owner against any losses incurred by it as a result of any false or misleading information, representation or undertaking provided by the User.
12.4 The User expressly agrees that the limit of liability of the Website and the Website Owner to the User in any dispute shall be the value of any purchase made by the User through the Website and if no purchase has been made, liability shall be limited to Pound Sterling one (£00).
12.5 The User expressly acknowledges, agree and accepts that the Website Owner:
(a) shall not be liable to the User for any other loss or harm of whatever nature, economic or otherwise, however suffered; and
(b) shall not be liable to the User for any equitable and/or liquidated damages of whatever nature for any loss howsoever arising;
(c) grant of the License to use the Website and Content is granted conditional on the User’s acceptance of this Terms and Conditions in totality without any exceptions or exclusions.
13. Disclosure of the User’s Personal Information
Aside from the voluntary submission of their email by Users, the Website Owner does not collect any personal information on User’s. Any information collected during a User’s use of the Website relates to the use of the Website and is collected on a purely anonymous basis. Please refer to our Privacy and Cookies Policy for further details.
If there is a dispute Users shall be obliged to first participate in an independent mediation process through a mediation service. The recommendations of the mediator shall not be binding. If the mediator is unable to resolve the dispute within ninety (90) days of a Party requesting mediation, then the Parties shall refer any unresolved disputes to arbitration before a single licensed arbitrator nominated by the Website Owner in Scotland. The arbitrator shall be wholly independent of the parties. The arbitral award shall be final and binding on the Parties and shall be the sole and exclusive remedy between the parties regarding any dispute between them provided always that the arbitrator shall not make any decision or award that would change, cancel, rescind any provision of this Terms and Conditions and any decision or award shall be consistent with the provisions and intent of this Terms and Conditions, and judgement on any award may be entered into any court having jurisdiction thereof. All provisions of the Arbitration Act 1996 of the United Kingdom are expressly excluded from application to this entire Terms and Conditions. Except as otherwise provided and/or as provided by the arbitrator, the Parties shall pay for their own expenses. The seat of any arbitration proceeding shall be in Glasgow.
15. General Provisions
15.1 Delays, Indulgences And Omissions– A delay or indulgence or omission in exercising any right, power or remedy pursuant to the terms of this Agreement shall not in any way impair or be construed as a waiver of such rights, powers or remedies.
15.2 Exercise Of Rights– Any exercise of any rights, powers and remedies or non-exercise thereof shall not preclude or restrict any other or further exercise of such rights, powers or remedies.
15.3 Waivers– A waiver of any breach of any term(s) or of a default shall not constitute or be deemed to be a waiver of any other breach or default that shall already have occurred at the date of such waiver, or which may occur in the future and the waiver of any breach or default shall not preclude the party subsequently requiring compliance.
15.4 Severability– If any provision or term is or shall become illegal, invalid or unenforceable under the laws of any jurisdiction such event shall not in any way affect or impair the validity and enforceability of any other provisions and terms.
15.5 Notices – The User expressly consents to receiving all notices from the Website Owner by electronic means and the Website Owner shall give notices to the User by means of an email addressed to the User at the last email address provided by the User and/or posting a notice on the Website. Notices of a legal nature may be sent to email@example.com.
15.6 Entire Agreement – This Terms and Conditions represents and constitutes the entire understanding and relationship between the Website Owner and the User, and it supersedes all prior understandings and undertakings between them.
15.7 Successors and Assigns – This condition and the agreement with regard to the conditions set out here are binding and should benefit both parties and their respective successors and heirs, for the management of people and permitted assignments.
15.8 Vienna Convention– All provisions of the United Nations Convention on Contracts for the International Sale of Goods are expressly excluded for the purposes of this entire Terms and Conditions and from any future amendments.
15.9 VPN Users – Users who use a VPN (Virtual Private Network) to access and use the Website for any reason, including but not limited to, circumventing the laws and regulations of their jurisdiction do so entirely at their own risk. The Website Owner shall not be responsible for and shall not accept liability for any losses suffered or penalties incurred by Users as a result of using a VPN.
16. Governing Law
This Terms and Conditions shall be governed solely by the laws of Scotland. The laws and regulations of any other jurisdictions are expressly excluded notwithstanding that the Users may be resident in jurisdictions other than Scotland.
You may contact the Website Owner for any purposes at firstname.lastname@example.org.
18. Effective Date
This Terms and Conditions is effective from the 31st July, 2022 and shall remain in effect until such time it is superseded by an update or terminated by the Website Owner.